Timely and stress free financing and lending policies



JM Financial offers solutions and advise in matters of finance and lending. Their clients include entrepreneurs, professionals, businesses and corporate. They enable the business or the company to grow, develop and enhance their finances, resources and assets through their financing and lending solutions and loan against shares. 

They finance both resources as well as commodities to their clients in India. These financing loans are underwritten and they are based on the value that the businesses borrow against. Loan against mutual funds are enable the clients to liquidify their assets in times of financial distress. When one takes loans against mutual funds, he asks the mutual funds registrar to mark a lien on the units taken. 

Loan against securities enables the borrower to to get financial stability and to fulfill all his financial needs without liquidating all of one’s assets. These loans are generally given by such companies to other businesses with an agreement or contract which is signed by both the parties. These loans given in this manner enables the companies and other business establishments to fall back on in times of deficiencies and losses. It enables them to recoup their businesses and restore them to their former glory.

These contracted payments are then used as collateral's for a loan and at the same time it ensures that the particular company gets the has the assets liquefied for a short term so as to fulfill its financial needs and such requirements. What makes it even more alluring is that the procedure for financing and lending is quite simple, this enables businesses to be secure financially. For the process of financing and lending, the client’s reputation is assessed, characteristics and other such past history is analysed and taken into consideration. The legal standing of the company and the track records of such previous transactions are also looked into.

Comments

  1. Dariya26 June 2020 at 03:24


    Thanks for sharing the information. That’s a awesome article you posted. I found the post very useful as well as interesting. I will come back to read some more JM financial

    ReplyDelete
  2. Dariya24 July 2020 at 23:43

    Hey...Great information thanks for sharing such a valuable information
    SBI Mutual Fund
    SBI FMP Series 16(1116 Days)
    Non-UTI Mutual Fund

    ReplyDelete

Post a Comment

Popular posts from this blog

The loan qualification pre-requisites of an asset reconstruction company

Image
When you hear the words financing and lending, anybody who isn’t the neighborhood investment banker is bound to scratch his head in confusion. To a layman, the two words may mean the same. But there is definitely a glaring difference between the two terms in question.  Let’s break down each of these terms to their bare essentials in order to grasp the concepts as well as the difference  Two types of loans are exigent: Secured loan- A loan which is acquired based on the credibility and value of the asset, pledged as collateral and not based on the company in question Unsecured loan- Loan that is provided without specific collateral but the financing company can stake a general claim on the company’s assets on failure of payment. The very base of asset financing is providing money or giving a loan based on pre-requisites. The said pre-requisites include acquiring the balance sheet of a company that will comprise of:  The short term investments The inve
Read more

Financing and Lending: Two important pillars of Investment Banks in Asset Reconstruction Company

Image
Financing and Lending are very common commercial terms. But to a layman, its meanings can be hard to differentiate. Everyone associates Financing and Lending activities with Loan against Shares , Loan against Securities and Loan against Mutual Funds for an Asset Reconstruction Company . However there is a mere difference between the two. Financing refers to a Non Banking Financial Company or an Investment Bank often taking part in the growth of a company, firm or individual business. It is often needed by a business firm to take external financial help to run their business due to shortage of capitals. Financing helps in that. In return the Asset reconstruction company may have benefits like using the particular goods and services of the company free of cost. Financing gives a two way benefit Lending however, means taking loans and advances from financial companies or share holder, or individuals. It means lending an amount of money against some capital or asset at a
Read more